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We’ll ask for details about you, your vehicle, your licence status, how you teach and the level of cover you need.","How do I get a driving instructor insurance quote?","faq_section_item","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f49bb49f-5a6a-47a8-a2f6-ef6d100cf8d2\", \"id\": \"177530471126890\"}-->",{"_uid":873,"answer":874,"question":881,"component":870,"_editable":882},"467fe47a-d8ba-4378-9f91-0e524d3ab2e9",{"type":839,"content":875},[876],{"type":842,"attrs":877,"content":878},{"textAlign":787},[879],{"text":880,"type":847},"We can usually give you a quote when we first contact you however, quote times can vary depending on the details provided and insurer criteria. Providing accurate information upfront usually helps us move things along more quickly.","How long does it take to get a quote?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"467fe47a-d8ba-4378-9f91-0e524d3ab2e9\", \"id\": \"177530471126890\"}-->",{"_uid":884,"answer":885,"question":892,"component":870,"_editable":893},"81dba200-2cee-4324-85c8-db013ee65d9d",{"type":839,"content":886},[887],{"type":842,"attrs":888,"content":889},{"textAlign":787},[890],{"text":891,"type":847},"You will need details about your vehicle, driving history, claims history, ADI or PDI status, teaching activity, annual mileage and any cover options you want to discuss.","What information do I need for a quote?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"81dba200-2cee-4324-85c8-db013ee65d9d\", \"id\": \"177530471126890\"}-->",{"_uid":895,"answer":896,"question":903,"component":870,"_editable":904},"5e2cc830-b395-4b4b-8b80-ded91f7831b7",{"type":839,"content":897},[898],{"type":842,"attrs":899,"content":900},{"textAlign":787},[901],{"text":902,"type":847},"Driving instructor insurance is designed for vehicles used for paid tuition, learner drivers and instructor business use. Standard private car insurance is usually not suitable for paid driving lessons.","Why is driving instructor insurance different from normal car insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"5e2cc830-b395-4b4b-8b80-ded91f7831b7\", \"id\": \"177530471126890\"}-->",{"_uid":906,"answer":907,"question":914,"component":870,"_editable":915},"c34b2768-bc5d-4237-a8b6-43ddabaaa0e6",{"type":839,"content":908},[909],{"type":842,"attrs":910,"content":911},{"textAlign":787},[912],{"text":913,"type":847},"Premiums can be affected by factors such as learner driver use, dual controls, mileage, vehicle type, location, claims history, cover level and whether you are an ADI, PDI or driving school.","Why does driving instructor insurance cost more than standard car insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"c34b2768-bc5d-4237-a8b6-43ddabaaa0e6\", \"id\": \"177530471126890\"}-->",{"_uid":917,"answer":918,"question":925,"component":870,"_editable":926},"e6855b53-0dd7-4551-a9ff-8ffece97e729",{"type":839,"content":919},[920],{"type":842,"attrs":921,"content":922},{"textAlign":787},[923],{"text":924,"type":847},"BG Insurance can help compare available options, but the cheapest policy is not always the most suitable. It is important to check the cover, exclusions, excesses and optional extras before deciding.","Can I get cheap driving instructor insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e6855b53-0dd7-4551-a9ff-8ffece97e729\", \"id\": \"177530471126890\"}-->",{"_uid":928,"answer":929,"question":936,"component":870,"_editable":937},"e53f094a-4c29-47b8-8747-f405154e498d",{"type":839,"content":930},[931],{"type":842,"attrs":932,"content":933},{"textAlign":787},[934],{"text":935,"type":847},"Monthly payment options may be available, subject to provider terms, finance checks and the policy selected.","Can I pay monthly?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e53f094a-4c29-47b8-8747-f405154e498d\", \"id\": \"177530471126890\"}-->",{"_uid":939,"answer":940,"question":947,"component":870,"_editable":948},"298083e2-fd4e-4112-b94d-246f5819915e",{"type":839,"content":941},[942],{"type":842,"attrs":943,"content":944},{"textAlign":787},[945],{"text":946,"type":847},"No quote should be treated as guaranteed until the insurer has accepted the risk, all details have been confirmed and cover has been formally arranged.","Will my quote be guaranteed?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"298083e2-fd4e-4112-b94d-246f5819915e\", \"id\": \"177530471126890\"}-->",{"_uid":950,"answer":951,"question":958,"component":870,"_editable":959},"9d90dbbc-d242-4cfc-87bb-fa6b5f93b700",{"type":839,"content":952},[953],{"type":842,"attrs":954,"content":955},{"textAlign":787},[956],{"text":957,"type":847},"Same-day help may be possible depending on the information provided and insurer availability, but cover should not be assumed until it has been confirmed.","Can I get a same-day quote?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9d90dbbc-d242-4cfc-87bb-fa6b5f93b700\", \"id\": \"177530471126890\"}-->",{"_uid":961,"answer":962,"question":969,"component":870,"_editable":970},"62664a32-9863-42dc-8910-1f1be1d50355",{"type":839,"content":963},[964],{"type":842,"attrs":965,"content":966},{"textAlign":787},[967],{"text":968,"type":847},"Premiums can be influenced by your vehicle, postcode, driving record, claims history, licence status, teaching hours, mileage, cover options and insurer criteria.","What affects my premium?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"62664a32-9863-42dc-8910-1f1be1d50355\", \"id\": \"177530471126890\"}-->","faq_section_group","Quotes & Pricing","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"2997dca7-123e-43c6-9433-8ca995c98852\", \"id\": \"177530471126890\"}-->",{"_uid":975,"items":976,"component":971,"title_color":203,"section_title":36,"_editable":1087},"22c77b54-cfdb-422d-baee-a45991e37027",[977,988,999,1010,1021,1032,1043,1054,1065,1076],{"_uid":978,"answer":979,"question":986,"component":870,"_editable":987},"ca77288d-fe35-43ed-8719-691d9f2e300b",{"type":839,"content":980},[981],{"type":842,"attrs":982,"content":983},{"textAlign":787},[984],{"text":985,"type":847},"Driving instructor insurance is specialist motor cover for people who use their vehicle to teach learner drivers, usually including business use linked to paid tuition.","What is driving instructor insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"ca77288d-fe35-43ed-8719-691d9f2e300b\", \"id\": \"177530471126890\"}-->",{"_uid":989,"answer":990,"question":997,"component":870,"_editable":998},"f28a1bae-1890-48ab-a013-6701d7a5b5aa",{"type":839,"content":991},[992],{"type":842,"attrs":993,"content":994},{"textAlign":787},[995],{"text":996,"type":847},"You may need specialist cover if you use a vehicle for paid driving tuition, whether you are an ADI, PDI, trainee instructor, independent instructor or driving school owner.","Who needs driving instructor insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f28a1bae-1890-48ab-a013-6701d7a5b5aa\", \"id\": \"177530471126890\"}-->",{"_uid":1000,"answer":1001,"question":1008,"component":870,"_editable":1009},"8a5d5681-ae2e-48ec-af3a-dda3d0608647",{"type":839,"content":1002},[1003],{"type":842,"attrs":1004,"content":1005},{"textAlign":787},[1006],{"text":1007,"type":847},"Standard private car insurance is unlikely to be suitable for paid driving tuition. You should always make sure your insurer explicitly confirms that your teaching activity is covered.","Can I use standard car insurance for driving lessons?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8a5d5681-ae2e-48ec-af3a-dda3d0608647\", \"id\": \"177530471126890\"}-->",{"_uid":1011,"answer":1012,"question":1019,"component":870,"_editable":1020},"e0e43edd-e30d-4a24-bbc9-7cd210124aa8",{"type":839,"content":1013},[1014],{"type":842,"attrs":1015,"content":1016},{"textAlign":787},[1017],{"text":1018,"type":847},"Policies are designed around tuition use, but the exact learner driver cover depends on the insurer, policy structure and terms agreed.","Does driving instructor insurance cover learner drivers?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e0e43edd-e30d-4a24-bbc9-7cd210124aa8\", \"id\": \"177530471126890\"}-->",{"_uid":1022,"answer":1023,"question":1030,"component":870,"_editable":1031},"50c7f1e4-299b-4711-b032-fb241e51d142",{"type":839,"content":1024},[1025],{"type":842,"attrs":1026,"content":1027},{"textAlign":787},[1028],{"text":1029,"type":847},"Personal or social use may be included on some policies, but this depends on the insurer and should be checked before you rely on it.","Does instructor insurance cover me for personal use?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"50c7f1e4-299b-4711-b032-fb241e51d142\", \"id\": \"177530471126890\"}-->",{"_uid":1033,"answer":1034,"question":1041,"component":870,"_editable":1042},"b70513ca-b7f3-4f5e-b9ef-6b980c662000",{"type":839,"content":1035},[1036],{"type":842,"attrs":1037,"content":1038},{"textAlign":787},[1039],{"text":1040,"type":847},"This may be possible under some policies, but the vehicle use must be accurately declared and accepted by the insurer.","Can I use the same vehicle for lessons and everyday driving?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"b70513ca-b7f3-4f5e-b9ef-6b980c662000\", \"id\": \"177530471126890\"}-->",{"_uid":1044,"answer":1045,"question":1052,"component":870,"_editable":1053},"6572af8d-174c-4b7b-97b4-d90351e3ae4f",{"type":839,"content":1046},[1047],{"type":842,"attrs":1048,"content":1049},{"textAlign":787},[1050],{"text":1051,"type":847},"Both full-time and part-time instructors may need specialist cover if they are teaching for payment. The policy should reflect how often and how the vehicle is used.","Can I teach full-time and part-time?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"6572af8d-174c-4b7b-97b4-d90351e3ae4f\", \"id\": \"177530471126890\"}-->",{"_uid":1055,"answer":1056,"question":1063,"component":870,"_editable":1064},"9c54ff6d-7676-4408-a6b1-a0b494874cd4",{"type":839,"content":1057},[1058],{"type":842,"attrs":1059,"content":1060},{"textAlign":787},[1061],{"text":1062,"type":847},"Manual and automatic tuition vehicles can usually be considered, but acceptance and pricing depend on the vehicle and insurer criteria.","Can I teach in a manual or automatic car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9c54ff6d-7676-4408-a6b1-a0b494874cd4\", \"id\": \"177530471126890\"}-->",{"_uid":1066,"answer":1067,"question":1074,"component":870,"_editable":1075},"21a04e65-cbb1-4c4e-a676-7baa4785bb4b",{"type":839,"content":1068},[1069],{"type":842,"attrs":1070,"content":1071},{"textAlign":787},[1072],{"text":1073,"type":847},"Electric and hybrid vehicles may be considered by some insurers. Suitability can depend on the model, usage, repair costs, charging arrangements and insurer appetite.","Can I insure an electric or hybrid tuition car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"21a04e65-cbb1-4c4e-a676-7baa4785bb4b\", \"id\": \"177530471126890\"}-->",{"_uid":1077,"answer":1078,"question":1085,"component":870,"_editable":1086},"ebb1d2a4-54ee-47f6-a195-93caa185e349",{"type":839,"content":1079},[1080],{"type":842,"attrs":1081,"content":1082},{"textAlign":787},[1083],{"text":1084,"type":847},"Yes, newly qualified ADIs can arrange cover, but premiums and options depend on individual details and insurer criteria.","Can I get cover if I am newly qualified?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"ebb1d2a4-54ee-47f6-a195-93caa185e349\", \"id\": \"177530471126890\"}-->","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"22c77b54-cfdb-422d-baee-a45991e37027\", \"id\": \"177530471126890\"}-->",{"_uid":1089,"items":1090,"component":971,"title_color":203,"section_title":46,"_editable":1190},"23b56493-7a73-4b82-8f0d-6140a27aa5bd",[1091,1102,1113,1124,1135,1146,1157,1168,1179],{"_uid":1092,"answer":1093,"question":1100,"component":870,"_editable":1101},"c07054a3-b652-40bb-89d7-f51e87cd2dab",{"type":839,"content":1094},[1095],{"type":842,"attrs":1096,"content":1097},{"textAlign":787},[1098],{"text":1099,"type":847},"ADI insurance is designed for fully qualified Approved Driving Instructors who provide paid driving tuition.","What is ADI insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"c07054a3-b652-40bb-89d7-f51e87cd2dab\", \"id\": \"177530471126890\"}-->",{"_uid":1103,"answer":1104,"question":1111,"component":870,"_editable":1112},"f99de2fd-e846-459a-ae11-406585afc579",{"type":839,"content":1105},[1106],{"type":842,"attrs":1107,"content":1108},{"textAlign":787},[1109],{"text":1110,"type":847},"ADI and PDI insurance are based on different licence statuses and should not be treated as interchangeable. PDI and ADI cover rates are designed for different stages of an instructor’s career.","Is ADI insurance different from PDI insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f99de2fd-e846-459a-ae11-406585afc579\", \"id\": \"177530471126890\"}-->",{"_uid":1114,"answer":1115,"question":1122,"component":870,"_editable":1123},"a88ea559-0a3e-450d-91f6-462bc5302bef",{"type":839,"content":1116},[1117],{"type":842,"attrs":1118,"content":1119},{"textAlign":787},[1120],{"text":1121,"type":847},"If you are using a vehicle for paid tuition, you should have cover that specifically allows driving instruction and reflects your business use.","Do ADIs need specialist insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"a88ea559-0a3e-450d-91f6-462bc5302bef\", \"id\": \"177530471126890\"}-->",{"_uid":1125,"answer":1126,"question":1133,"component":870,"_editable":1134},"828e0812-4b08-429f-8bfd-f3ccff48cc19",{"type":839,"content":1127},[1128],{"type":842,"attrs":1129,"content":1130},{"textAlign":787},[1131],{"text":1132,"type":847},"Named driver or any-driver options may be available, subject to insurer terms, driver eligibility and the policy structure.","Can I add another driver to my ADI policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"828e0812-4b08-429f-8bfd-f3ccff48cc19\", \"id\": \"177530471126890\"}-->",{"_uid":1136,"answer":1137,"question":1144,"component":870,"_editable":1145},"d1e32f8c-a794-435c-8170-a61091e9afbd",{"type":839,"content":1138},[1139],{"type":842,"attrs":1140,"content":1141},{"textAlign":787},[1142],{"text":1143,"type":847},"Some policies may allow additional drivers for personal use, but this must be agreed with the insurer and shown on the policy.","Can my spouse or partner drive my instructor car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"d1e32f8c-a794-435c-8170-a61091e9afbd\", \"id\": \"177530471126890\"}-->",{"_uid":1147,"answer":1148,"question":1155,"component":870,"_editable":1156},"31600446-c68f-42de-bd64-1113d5505402",{"type":839,"content":1149},[1150],{"type":842,"attrs":1151,"content":1152},{"textAlign":787},[1153],{"text":1154,"type":847},"Yes, policies are designed with DVSA test use in mind, but you should check the wording.","Can I take pupils to their driving test?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"31600446-c68f-42de-bd64-1113d5505402\", \"id\": \"177530471126890\"}-->",{"_uid":1158,"answer":1159,"question":1166,"component":870,"_editable":1167},"9da5fa29-d4a0-4115-9a36-3a7e85819633",{"type":839,"content":1160},[1161],{"type":842,"attrs":1162,"content":1163},{"textAlign":787},[1164],{"text":1165,"type":847},"Some instructor policies may consider this under the policy structure, but you should confirm this before relying on cover.","Can an examiner drive my car during a test?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9da5fa29-d4a0-4115-9a36-3a7e85819633\", \"id\": \"177530471126890\"}-->",{"_uid":1169,"answer":1170,"question":1177,"component":870,"_editable":1178},"91b2f279-2095-40d5-b6b9-c480aedbe460",{"type":839,"content":1171},[1172],{"type":842,"attrs":1173,"content":1174},{"textAlign":787},[1175],{"text":1176,"type":847},"Yes. You should tell your insurer or broker about material changes, such as increased teaching hours, a different vehicle, new drivers, a change in licence status or a change in business structure.","Do I need to update my insurance when my work changes?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"91b2f279-2095-40d5-b6b9-c480aedbe460\", \"id\": \"177530471126890\"}-->",{"_uid":1180,"answer":1181,"question":1188,"component":870,"_editable":1189},"e6623445-4fa9-49c0-9a9b-7ad5069a76a6",{"type":839,"content":1182},[1183],{"type":842,"attrs":1184,"content":1185},{"textAlign":787},[1186],{"text":1187,"type":847},"ADIs who grow into multi-vehicle or multi-instructor operations may benefit from driving school or fleet-style cover rather than a simple individual policy.","Can ADI insurance support business growth?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e6623445-4fa9-49c0-9a9b-7ad5069a76a6\", \"id\": \"177530471126890\"}-->","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"23b56493-7a73-4b82-8f0d-6140a27aa5bd\", \"id\": \"177530471126890\"}-->",{"_uid":1192,"items":1193,"component":971,"title_color":203,"section_title":1304,"_editable":1305},"dd439c48-1633-4379-9c19-042f9c6dbce5",[1194,1205,1216,1227,1238,1249,1260,1271,1282,1293],{"_uid":1195,"answer":1196,"question":1203,"component":870,"_editable":1204},"b615bf56-8b60-4e91-a2b5-3517c4079854",{"type":839,"content":1197},[1198],{"type":842,"attrs":1199,"content":1200},{"textAlign":787},[1201],{"text":1202,"type":847},"PDI insurance is cover for trainee driving instructors working towards becoming fully qualified ADIs, usually while teaching under a trainee licence.","What is PDI insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"b615bf56-8b60-4e91-a2b5-3517c4079854\", \"id\": \"177530471126890\"}-->",{"_uid":1206,"answer":1207,"question":1214,"component":870,"_editable":1215},"90801a4b-14fc-40e3-b6af-a202c69b70b3",{"type":839,"content":1208},[1209],{"type":842,"attrs":1210,"content":1211},{"textAlign":787},[1212],{"text":1213,"type":847},"You normally need to be at the appropriate stage of your ADI training and licence process. GOV.UK says you can apply for a trainee instructor licence after passing ADI Part 2.","When can I apply for PDI insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"90801a4b-14fc-40e3-b6af-a202c69b70b3\", \"id\": \"177530471126890\"}-->",{"_uid":1217,"answer":1218,"question":1225,"component":870,"_editable":1226},"7dede15a-7ede-464b-89a8-98710bccf9bb",{"type":839,"content":1219},[1220],{"type":842,"attrs":1221,"content":1222},{"textAlign":787},[1223],{"text":1224,"type":847},"GOV.UK states that a trainee driving instructor licence lasts for 6 months.","How long does a trainee driving instructor licence last?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"7dede15a-7ede-464b-89a8-98710bccf9bb\", \"id\": \"177530471126890\"}-->",{"_uid":1228,"answer":1229,"question":1236,"component":870,"_editable":1237},"d84c46db-f22e-4d7f-803d-2eacdc9b85d5",{"type":839,"content":1230},[1231],{"type":842,"attrs":1232,"content":1233},{"textAlign":787},[1234],{"text":1235,"type":847},"GOV.UK says a trainee licence can allow you to charge for lessons to cover costs such as insurance and vehicle costs.","Can a PDI charge for driving lessons?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"d84c46db-f22e-4d7f-803d-2eacdc9b85d5\", \"id\": \"177530471126890\"}-->",{"_uid":1239,"answer":1240,"question":1247,"component":870,"_editable":1248},"72cfd706-ac28-4a00-87ac-a8d74d314f33",{"type":839,"content":1241},[1242],{"type":842,"attrs":1243,"content":1244},{"textAlign":787},[1245],{"text":1246,"type":847},"Your trainee licence conditions matter. GOV.UK guidance says a trainee licence is tied to a training establishment, so you should check the official rules and your licence conditions before advertising or teaching.","Can I work independently as a PDI?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"72cfd706-ac28-4a00-87ac-a8d74d314f33\", \"id\": \"177530471126890\"}-->",{"_uid":1250,"answer":1251,"question":1258,"component":870,"_editable":1259},"331444c9-b35f-433b-b466-0e91ab55dbf6",{"type":839,"content":1252},[1253],{"type":842,"attrs":1254,"content":1255},{"textAlign":787},[1256],{"text":1257,"type":847},"If you are teaching under a trainee licence, you should follow the DVSA\u002FGOV.UK rules that apply to displaying and using that licence.","Do I need to display my trainee licence while teaching?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"331444c9-b35f-433b-b466-0e91ab55dbf6\", \"id\": \"177530471126890\"}-->",{"_uid":1261,"answer":1262,"question":1269,"component":870,"_editable":1270},"f53b4740-e90b-4be6-8c0d-9d26a1928d04",{"type":839,"content":1263},[1264],{"type":842,"attrs":1265,"content":1266},{"textAlign":787},[1267],{"text":1268,"type":847},"It can be, but not always. Pricing depends on your details, licence status, vehicle, experience, claims history and insurer criteria.","Is PDI insurance more expensive than ADI insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f53b4740-e90b-4be6-8c0d-9d26a1928d04\", \"id\": \"177530471126890\"}-->",{"_uid":1272,"answer":1273,"question":1280,"component":870,"_editable":1281},"9f993139-ec93-4b5c-843b-d6c6d6d12c07",{"type":839,"content":1274},[1275],{"type":842,"attrs":1276,"content":1277},{"textAlign":787},[1278],{"text":1279,"type":847},"Yes, but you should tell your insurer or broker as soon as your status changes. Continuing on the wrong policy type could create cover issues.","Can I switch from PDI insurance to ADI insurance when I qualify?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9f993139-ec93-4b5c-843b-d6c6d6d12c07\", \"id\": \"177530471126890\"}-->",{"_uid":1283,"answer":1284,"question":1291,"component":870,"_editable":1292},"9c00aff1-dee4-40f9-b885-7536d25fc2ab",{"type":839,"content":1285},[1286],{"type":842,"attrs":1287,"content":1288},{"textAlign":787},[1289],{"text":1290,"type":847},"PDI insurance may be relevant when you are teaching under a trainee licence while preparing for ADI Part 3, but your eligibility and cover must match your actual licence status.","Can I get PDI insurance before my Part 3 test?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9c00aff1-dee4-40f9-b885-7536d25fc2ab\", \"id\": \"177530471126890\"}-->",{"_uid":1294,"answer":1295,"question":1302,"component":870,"_editable":1303},"fd3129fe-57de-4b69-be1a-f97cf2bc043e",{"type":839,"content":1296},[1297],{"type":842,"attrs":1298,"content":1299},{"textAlign":787},[1300],{"text":1301,"type":847},"You should contact your training provider, DVSA where appropriate, and your insurer or broker before continuing to teach. Your insurance must match your legal ability to give paid instruction.","What happens if my trainee licence expires?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"fd3129fe-57de-4b69-be1a-f97cf2bc043e\", \"id\": \"177530471126890\"}-->","PDI & Trainee Instructor Insurance","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"dd439c48-1633-4379-9c19-042f9c6dbce5\", \"id\": \"177530471126890\"}-->",{"_uid":1307,"items":1308,"component":971,"title_color":203,"section_title":58,"_editable":1419},"d6ee5d15-9cab-4ea3-a339-7c46d7da8fa5",[1309,1320,1331,1342,1353,1364,1375,1386,1397,1408],{"_uid":1310,"answer":1311,"question":1318,"component":870,"_editable":1319},"dbd7eedf-2e32-403d-bffc-09d2f7539706",{"type":839,"content":1312},[1313],{"type":842,"attrs":1314,"content":1315},{"textAlign":787},[1316],{"text":1317,"type":847},"Driving school insurance is cover designed for driving school owners, multi-instructor businesses or operations with more than one tuition vehicle.","What is driving school insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"dbd7eedf-2e32-403d-bffc-09d2f7539706\", \"id\": \"177530471126890\"}-->",{"_uid":1321,"answer":1322,"question":1329,"component":870,"_editable":1330},"21681003-a26d-49f2-be5f-7036c9ded1eb",{"type":839,"content":1323},[1324],{"type":842,"attrs":1325,"content":1326},{"textAlign":787},[1327],{"text":1328,"type":847},"You may need it if you manage several instructors, multiple vehicles, franchise instructors, a driving school brand or a fleet of tuition cars.","Who needs driving school insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"21681003-a26d-49f2-be5f-7036c9ded1eb\", \"id\": \"177530471126890\"}-->",{"_uid":1332,"answer":1333,"question":1340,"component":870,"_editable":1341},"afab57fb-49de-413d-b95f-538405ee6b4d",{"type":839,"content":1334},[1335],{"type":842,"attrs":1336,"content":1337},{"textAlign":787},[1338],{"text":1339,"type":847},"Multi-instructor cover may be available depending on the insurer, driver details, vehicle use and policy structure.","Can I insure multiple instructors?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"afab57fb-49de-413d-b95f-538405ee6b4d\", \"id\": \"177530471126890\"}-->",{"_uid":1343,"answer":1344,"question":1351,"component":870,"_editable":1352},"01350285-ccb6-4530-a64d-e90751353650",{"type":839,"content":1345},[1346],{"type":842,"attrs":1347,"content":1348},{"textAlign":787},[1349],{"text":1350,"type":847},"Yes, some driving schools may need multi-vehicle or fleet-style cover, subject to insurer terms and eligibility.","Can I insure multiple tuition vehicles?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"01350285-ccb6-4530-a64d-e90751353650\", \"id\": \"177530471126890\"}-->",{"_uid":1354,"answer":1355,"question":1362,"component":870,"_editable":1363},"1220522f-35da-4c72-8495-4872f44c7187",{"type":839,"content":1356},[1357],{"type":842,"attrs":1358,"content":1359},{"textAlign":787},[1360],{"text":1361,"type":847},"Not always. Some driving schools need a fleet-style arrangement, but the right structure depends on the number of vehicles, drivers and how the business operates.","Is driving school insurance the same as fleet insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1220522f-35da-4c72-8495-4872f44c7187\", \"id\": \"177530471126890\"}-->",{"_uid":1365,"answer":1366,"question":1373,"component":870,"_editable":1374},"0468cf10-f5c3-4f1d-869c-4278549a246b",{"type":839,"content":1367},[1368],{"type":842,"attrs":1369,"content":1370},{"textAlign":787},[1371],{"text":1372,"type":847},"This may be possible, but the insurer must be told and must accept the change before the new instructor is treated as covered.","Can I add new instructors during the policy term?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"0468cf10-f5c3-4f1d-869c-4278549a246b\", \"id\": \"177530471126890\"}-->",{"_uid":1376,"answer":1377,"question":1384,"component":870,"_editable":1385},"52a93f35-7957-4cf8-bef6-21eeb2774d5b",{"type":839,"content":1378},[1379],{"type":842,"attrs":1380,"content":1381},{"textAlign":787},[1382],{"text":1383,"type":847},"This may be possible in some cases, but licence status, supervision, driver details and insurer criteria will matter.","Can I cover both ADIs and PDIs under one business policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"52a93f35-7957-4cf8-bef6-21eeb2774d5b\", \"id\": \"177530471126890\"}-->",{"_uid":1387,"answer":1388,"question":1395,"component":870,"_editable":1396},"24c8b99f-119b-4a1e-94cc-6fcd5f549348",{"type":839,"content":1389},[1390],{"type":842,"attrs":1391,"content":1392},{"textAlign":787},[1393],{"text":1394,"type":847},"Franchise arrangements can be considered, but the policy needs to reflect who owns the vehicle, who drives it and how the business relationship works.","Can franchise instructors be included?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"24c8b99f-119b-4a1e-94cc-6fcd5f549348\", \"id\": \"177530471126890\"}-->",{"_uid":1398,"answer":1399,"question":1406,"component":870,"_editable":1407},"3019d427-dad4-4e56-a941-642e09ae5257",{"type":839,"content":1400},[1401],{"type":842,"attrs":1402,"content":1403},{"textAlign":787},[1404],{"text":1405,"type":847},"Public liability options may be available and are often worth discussing for driving schools that deal with pupils, parents, staff or members of the public.","Can a driving school get public liability cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"3019d427-dad4-4e56-a941-642e09ae5257\", \"id\": \"177530471126890\"}-->",{"_uid":1409,"answer":1410,"question":1417,"component":870,"_editable":1418},"feb3dbbf-951f-4690-9bb6-5564201c2727",{"type":839,"content":1411},[1412],{"type":842,"attrs":1413,"content":1414},{"textAlign":787},[1415],{"text":1416,"type":847},"Business interruption or income protection-style options may be available, but availability and scope vary by provider.","Can driving schools get business interruption cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"feb3dbbf-951f-4690-9bb6-5564201c2727\", \"id\": \"177530471126890\"}-->","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"d6ee5d15-9cab-4ea3-a339-7c46d7da8fa5\", \"id\": \"177530471126890\"}-->",{"_uid":1421,"items":1422,"component":971,"title_color":203,"section_title":285,"_editable":1533},"21a61039-0f3d-443f-b674-bd344fedf98d",[1423,1434,1445,1456,1467,1478,1489,1500,1511,1522],{"_uid":1424,"answer":1425,"question":1432,"component":870,"_editable":1433},"1ee3b36a-9ec1-49e3-a9bd-d79ae19f207a",{"type":839,"content":1426},[1427],{"type":842,"attrs":1428,"content":1429},{"textAlign":787},[1430],{"text":1431,"type":847},"Dual control car insurance is cover for vehicles fitted with instructor controls and used for professional driving lessons.","What is dual control car insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1ee3b36a-9ec1-49e3-a9bd-d79ae19f207a\", \"id\": \"177530471126890\"}-->",{"_uid":1435,"answer":1436,"question":1443,"component":870,"_editable":1444},"89679629-eeb4-428f-84af-9062ec82dcae",{"type":839,"content":1437},[1438],{"type":842,"attrs":1439,"content":1440},{"textAlign":787},[1441],{"text":1442,"type":847},"A dual-control tuition car is used differently from a standard private car, so the policy should specifically reflect driving instruction, learner drivers and business use.","Do dual control cars need specialist insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"89679629-eeb4-428f-84af-9062ec82dcae\", \"id\": \"177530471126890\"}-->",{"_uid":1446,"answer":1447,"question":1454,"component":870,"_editable":1455},"0204ab78-a4a5-426e-9211-5a37ebc10f00",{"type":839,"content":1448},[1449],{"type":842,"attrs":1450,"content":1451},{"textAlign":787},[1452],{"text":1453,"type":847},"You should speak to your insurer or broker before making changes. Vehicle modifications, including dual controls, may need to be declared and accepted.","Do I need insurance before fitting dual controls?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"0204ab78-a4a5-426e-9211-5a37ebc10f00\", \"id\": \"177530471126890\"}-->",{"_uid":1457,"answer":1458,"question":1465,"component":870,"_editable":1466},"1d2be163-cb64-4939-a111-f90fa7da34bd",{"type":839,"content":1459},[1460],{"type":842,"attrs":1461,"content":1462},{"textAlign":787},[1463],{"text":1464,"type":847},"Yes. Dual controls are a material vehicle modification and should be declared.","Do I need to tell my insurer about dual controls?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1d2be163-cb64-4939-a111-f90fa7da34bd\", \"id\": \"177530471126890\"}-->",{"_uid":1468,"answer":1469,"question":1476,"component":870,"_editable":1477},"9e6d0d9b-bcd0-46dc-8d1f-4699ddddf5a4",{"type":839,"content":1470},[1471],{"type":842,"attrs":1472,"content":1473},{"textAlign":787},[1474],{"text":1475,"type":847},"They may be considered differently by insurers, so you should disclose the setup accurately and check what the policy allows.","Are removable dual controls treated differently?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9e6d0d9b-bcd0-46dc-8d1f-4699ddddf5a4\", \"id\": \"177530471126890\"}-->",{"_uid":1479,"answer":1480,"question":1487,"component":870,"_editable":1488},"1f7c2c97-8323-42ff-bca5-885c99c379a7",{"type":839,"content":1481},[1482],{"type":842,"attrs":1483,"content":1484},{"textAlign":787},[1485],{"text":1486,"type":847},"Leased or contract hire vehicles may be considered, but the lease terms and insurer requirements need to align.","Can I insure a leased dual control car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1f7c2c97-8323-42ff-bca5-885c99c379a7\", \"id\": \"177530471126890\"}-->",{"_uid":1490,"answer":1491,"question":1498,"component":870,"_editable":1499},"6ee4b235-75fe-4778-9e32-781a7ba615e2",{"type":839,"content":1492},[1493],{"type":842,"attrs":1494,"content":1495},{"textAlign":787},[1496],{"text":1497,"type":847},"This depends on the insurer and the conversion timeline. You should not assume cover applies to a modified vehicle unless the insurer has accepted the details.","Can I insure a car before it is converted?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"6ee4b235-75fe-4778-9e32-781a7ba615e2\", \"id\": \"177530471126890\"}-->",{"_uid":1501,"answer":1502,"question":1509,"component":870,"_editable":1510},"30bce2e5-502e-4d4e-ad25-6ea6b8d1bd56",{"type":839,"content":1503},[1504],{"type":842,"attrs":1505,"content":1506},{"textAlign":787},[1507],{"text":1508,"type":847},"Cover for equipment can vary. Check whether the dual control system, fitting costs or modifications are included, excluded or limited.","Does the policy cover the dual control equipment itself?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"30bce2e5-502e-4d4e-ad25-6ea6b8d1bd56\", \"id\": \"177530471126890\"}-->",{"_uid":1512,"answer":1513,"question":1520,"component":870,"_editable":1521},"a8211804-3b25-4f25-a3dc-90807b70104c",{"type":839,"content":1514},[1515],{"type":842,"attrs":1516,"content":1517},{"textAlign":787},[1518],{"text":1519,"type":847},"The insurance question is separate from training\u002Ftest rules. If the vehicle is used for paid tuition, the insurer must accept that use, whether or not dual controls are fitted.","Can I teach in a car without dual controls?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"a8211804-3b25-4f25-a3dc-90807b70104c\", \"id\": \"177530471126890\"}-->",{"_uid":1523,"answer":1524,"question":1531,"component":870,"_editable":1532},"199b922c-bd0a-4b47-a848-c7b150fac21d",{"type":839,"content":1525},[1526],{"type":842,"attrs":1527,"content":1528},{"textAlign":787},[1529],{"text":1530,"type":847},"Usually you can request a vehicle change, but the insurer must accept the new vehicle before you rely on cover.","Can I change my tuition car mid-policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"199b922c-bd0a-4b47-a848-c7b150fac21d\", \"id\": \"177530471126890\"}-->","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"21a61039-0f3d-443f-b674-bd344fedf98d\", \"id\": \"177530471126890\"}-->",{"_uid":1535,"items":1536,"component":971,"title_color":203,"section_title":1645,"_editable":1646},"450122de-8d9f-4a54-970f-f9a03c078111",[1537,1548,1559,1570,1581,1592,1603,1614,1625,1636],{"_uid":1538,"answer":1539,"question":1546,"component":870,"_editable":1547},"2ede98ee-55ac-45c1-949b-144e971c0b16",{"type":839,"content":1540},[1541],{"type":842,"attrs":1542,"content":1543},{"textAlign":787},[1544],{"text":1545,"type":847},"Depending on the policy, cover may include tuition use, business use, dual-control vehicle cover, legal expenses, public liability, breakdown, windscreen, excess protection, replacement vehicle options and other add-ons.","What can driving instructor insurance include?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"2ede98ee-55ac-45c1-949b-144e971c0b16\", \"id\": \"177530471126890\"}-->",{"_uid":1549,"answer":1550,"question":1557,"component":870,"_editable":1558},"4e5f3fbf-647f-4bac-be22-e16de99c968e",{"type":839,"content":1551},[1552],{"type":842,"attrs":1553,"content":1554},{"textAlign":787},[1555],{"text":1556,"type":847},"No. Optional extras should only be treated as included if they are shown on your quote, schedule or policy documents.","Are optional extras automatically included?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4e5f3fbf-647f-4bac-be22-e16de99c968e\", \"id\": \"177530471126890\"}-->",{"_uid":1560,"answer":1561,"question":1568,"component":870,"_editable":1569},"cc443ac3-9ba6-4d27-88d9-9b622bf7ff4a",{"type":839,"content":1562},[1563],{"type":842,"attrs":1564,"content":1565},{"textAlign":787},[1566],{"text":1567,"type":847},"Any-driver cover may allow a wider range of eligible drivers to use the vehicle, but restrictions usually apply and it must be clearly stated on the policy.","What is any-driver cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"cc443ac3-9ba6-4d27-88d9-9b622bf7ff4a\", \"id\": \"177530471126890\"}-->",{"_uid":1571,"answer":1572,"question":1579,"component":870,"_editable":1580},"7de4efdd-a81d-4842-81a9-2b15b3b8788d",{"type":839,"content":1573},[1574],{"type":842,"attrs":1575,"content":1576},{"textAlign":787},[1577],{"text":1578,"type":847},"Named-driver cover limits driving to the people listed on the policy. This can be suitable for some instructors but may not suit every teaching setup.","What is named-driver cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"7de4efdd-a81d-4842-81a9-2b15b3b8788d\", \"id\": \"177530471126890\"}-->",{"_uid":1582,"answer":1583,"question":1590,"component":870,"_editable":1591},"8ef66037-da30-4515-b838-3ef6a2b36f72",{"type":839,"content":1584},[1585],{"type":842,"attrs":1586,"content":1587},{"textAlign":787},[1588],{"text":1589,"type":847},"Negligent tuition cover is designed to help protect against certain claims linked to alleged mistakes or negligence during instruction, subject to policy wording.","What is negligent tuition cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8ef66037-da30-4515-b838-3ef6a2b36f72\", \"id\": \"177530471126890\"}-->",{"_uid":1593,"answer":1594,"question":1601,"component":870,"_editable":1602},"8b7b7399-2fae-4c24-a47a-f9ac7193e32b",{"type":839,"content":1595},[1596],{"type":842,"attrs":1597,"content":1598},{"textAlign":787},[1599],{"text":1600,"type":847},"Personal accident cover may provide a benefit after certain injuries, depending on the policy terms, limits and exclusions.","What is personal accident cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8b7b7399-2fae-4c24-a47a-f9ac7193e32b\", \"id\": \"177530471126890\"}-->",{"_uid":1604,"answer":1605,"question":1612,"component":870,"_editable":1613},"23560159-1dd4-4192-b398-7cff1d7a5ece",{"type":839,"content":1606},[1607],{"type":842,"attrs":1608,"content":1609},{"textAlign":787},[1610],{"text":1611,"type":847},"Yes, Windscreen cover is included on all of our comprehensive instructor policies.","Is windscreen cover included?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"23560159-1dd4-4192-b398-7cff1d7a5ece\", \"id\": \"177530471126890\"}-->",{"_uid":1615,"answer":1616,"question":1623,"component":870,"_editable":1624},"bea2e80b-a90c-4131-91f4-8abf4bf7045b",{"type":839,"content":1617},[1618],{"type":842,"attrs":1619,"content":1620},{"textAlign":787},[1621],{"text":1622,"type":847},"Legal expenses cover may be included or optional, depending on the insurer and product.","Can I get legal expenses cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"bea2e80b-a90c-4131-91f4-8abf4bf7045b\", \"id\": \"177530471126890\"}-->",{"_uid":1626,"answer":1627,"question":1634,"component":870,"_editable":1635},"d13fcc5a-c27b-446e-afd6-b19b0083a2ed",{"type":839,"content":1628},[1629],{"type":842,"attrs":1630,"content":1631},{"textAlign":787},[1632],{"text":1633,"type":847},"Some specialist policies may consider under-17 off-road tuition, but this is not automatic and depends on the insurer, location and policy terms.","Can I teach under-17 drivers off-road?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"d13fcc5a-c27b-446e-afd6-b19b0083a2ed\", \"id\": \"177530471126890\"}-->",{"_uid":1637,"answer":1638,"question":1531,"component":870,"_editable":1644},"fcabeb0e-ca9f-4189-a1e7-53692b52fc5a",{"type":839,"content":1639},[1640],{"type":842,"attrs":1641,"content":1642},{"textAlign":787},[1643],{"text":1530,"type":847},"\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"fcabeb0e-ca9f-4189-a1e7-53692b52fc5a\", \"id\": \"177530471126890\"}-->","Cover Options & Add-Ons","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"450122de-8d9f-4a54-970f-f9a03c078111\", \"id\": \"177530471126890\"}-->",{"_uid":1648,"items":1649,"component":971,"title_color":203,"section_title":1749,"_editable":1750},"78140391-2698-4348-9451-67c3ce18d248",[1650,1661,1672,1683,1694,1705,1716,1727,1738],{"_uid":1651,"answer":1652,"question":1659,"component":870,"_editable":1660},"4d226cbc-3c55-45ae-8e9e-994f700aa1db",{"type":839,"content":1653},[1654],{"type":842,"attrs":1655,"content":1656},{"textAlign":787},[1657],{"text":1658,"type":847},"Public liability cover is commonly considered by instructors and driving schools because they work with pupils and the public. Whether it is included or optional depends on the policy.","Do driving instructors need public liability insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4d226cbc-3c55-45ae-8e9e-994f700aa1db\", \"id\": \"177530471126890\"}-->",{"_uid":1662,"answer":1663,"question":1670,"component":870,"_editable":1671},"15324477-8251-43f8-85c6-0b2be9aa011a",{"type":839,"content":1664},[1665],{"type":842,"attrs":1666,"content":1667},{"textAlign":787},[1668],{"text":1669,"type":847},"Public liability insurance can help with certain third-party injury or property damage claims, subject to policy terms, limits and exclusions.","What does public liability insurance cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"15324477-8251-43f8-85c6-0b2be9aa011a\", \"id\": \"177530471126890\"}-->",{"_uid":1673,"answer":1674,"question":1681,"component":870,"_editable":1682},"682b1547-00e7-42a0-93a2-c050527e442a",{"type":839,"content":1675},[1676],{"type":842,"attrs":1677,"content":1678},{"textAlign":787},[1679],{"text":1680,"type":847},"It may be included or offered as an optional extra. Check your quote and policy documents carefully.","Is public liability included in driving instructor insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"682b1547-00e7-42a0-93a2-c050527e442a\", \"id\": \"177530471126890\"}-->",{"_uid":1684,"answer":1685,"question":1692,"component":870,"_editable":1693},"a4499fbc-4313-4d1f-817c-544330f6a237",{"type":839,"content":1686},[1687],{"type":842,"attrs":1688,"content":1689},{"textAlign":787},[1690],{"text":1691,"type":847},"Legal expenses cover can help with certain legal costs connected to covered disputes or claims, subject to the policy wording.","What is legal expenses cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"a4499fbc-4313-4d1f-817c-544330f6a237\", \"id\": \"177530471126890\"}-->",{"_uid":1695,"answer":1696,"question":1703,"component":870,"_editable":1704},"eb0b31d7-ce03-4824-b4f4-cbca9b393e15",{"type":839,"content":1697},[1698],{"type":842,"attrs":1699,"content":1700},{"textAlign":787},[1701],{"text":1702,"type":847},"No. Public liability and professional indemnity respond to different types of risk. If you need either, check exactly what is included.","Is professional indemnity the same as public liability?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"eb0b31d7-ce03-4824-b4f4-cbca9b393e15\", \"id\": \"177530471126890\"}-->",{"_uid":1706,"answer":1707,"question":1714,"component":870,"_editable":1715},"a2925b3d-0da2-4d4c-9465-c8852a9ee78c",{"type":839,"content":1708},[1709],{"type":842,"attrs":1710,"content":1711},{"textAlign":787},[1712],{"text":1713,"type":847},"Claims can arise in many business settings. The right cover depends on the nature of the claim, the policy wording and the circumstances.","Can pupils make claims against instructors?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"a2925b3d-0da2-4d4c-9465-c8852a9ee78c\", \"id\": \"177530471126890\"}-->",{"_uid":1717,"answer":1718,"question":1725,"component":870,"_editable":1726},"0d45b4b7-fb61-4051-935a-b910ac21d8d5",{"type":839,"content":1719},[1720],{"type":842,"attrs":1721,"content":1722},{"textAlign":787},[1723],{"text":1724,"type":847},"No. Motor insurance has limits and exclusions. Instructors should check whether additional business, liability or legal covers are needed.","Does motor insurance cover everything that happens during a lesson?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"0d45b4b7-fb61-4051-935a-b910ac21d8d5\", \"id\": \"177530471126890\"}-->",{"_uid":1728,"answer":1729,"question":1736,"component":870,"_editable":1737},"1ea76812-a58a-4cdd-a517-1fd0573b5d17",{"type":839,"content":1730},[1731],{"type":842,"attrs":1732,"content":1733},{"textAlign":787},[1734],{"text":1735,"type":847},"If you employ staff, employers’ liability may be legally required. You should take advice based on your business structure.","Do I need employers’ liability insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1ea76812-a58a-4cdd-a517-1fd0573b5d17\", \"id\": \"177530471126890\"}-->",{"_uid":1739,"answer":1740,"question":1747,"component":870,"_editable":1748},"c2ccf53b-c531-4800-bfc8-1eafe86650d8",{"type":839,"content":1741},[1742],{"type":842,"attrs":1743,"content":1744},{"textAlign":787},[1745],{"text":1746,"type":847},"Some legal expenses policies may help recover uninsured losses after certain incidents, but this depends on the policy.","Does legal expenses cover help with uninsured loss recovery?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"c2ccf53b-c531-4800-bfc8-1eafe86650d8\", \"id\": \"177530471126890\"}-->","Public liability & Legal Expenses","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"78140391-2698-4348-9451-67c3ce18d248\", \"id\": \"177530471126890\"}-->",{"_uid":1752,"items":1753,"component":971,"title_color":203,"section_title":1864,"_editable":1865},"f7d9e319-3b79-4763-a920-fd870da507f8",[1754,1765,1776,1787,1798,1809,1820,1831,1842,1853],{"_uid":1755,"answer":1756,"question":1763,"component":870,"_editable":1764},"19f5d088-e4c3-42a9-a8d1-dc035a06ef34",{"type":839,"content":1757},[1758],{"type":842,"attrs":1759,"content":1760},{"textAlign":787},[1761],{"text":1762,"type":847},"Contact the claims line as soon as it is safe to do so. Have your policy number, incident details, driver details, third-party details and any supporting evidence ready.","How do I make a claim?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"19f5d088-e4c3-42a9-a8d1-dc035a06ef34\", \"id\": \"177530471126890\"}-->",{"_uid":1766,"answer":1767,"question":1774,"component":870,"_editable":1775},"4d7749ae-3460-4c38-8b96-f3fad91399bb",{"type":839,"content":1768},[1769],{"type":842,"attrs":1770,"content":1771},{"textAlign":787},[1772],{"text":1773,"type":847},"Make sure everyone is safe, call emergency services if needed, exchange details, record the facts, take photos where safe, and contact the claims team promptly.","What should I do after an accident during a lesson?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4d7749ae-3460-4c38-8b96-f3fad91399bb\", \"id\": \"177530471126890\"}-->",{"_uid":1777,"answer":1778,"question":1785,"component":870,"_editable":1786},"57090c4a-8265-454b-a008-1f5fff06abd3",{"type":839,"content":1779},[1780],{"type":842,"attrs":1781,"content":1782},{"textAlign":787},[1783],{"text":1784,"type":847},"The claim will be handled according to the policy wording, who was driving, the circumstances and insurer requirements.","What happens if my pupil has an accident while driving?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"57090c4a-8265-454b-a008-1f5fff06abd3\", \"id\": \"177530471126890\"}-->",{"_uid":1788,"answer":1789,"question":1796,"component":870,"_editable":1797},"20e43d1e-1f7f-480d-967b-8b1c6db2440f",{"type":839,"content":1790},[1791],{"type":842,"attrs":1792,"content":1793},{"textAlign":787},[1794],{"text":1795,"type":847},"It may. Claims history is one of the factors insurers can consider when pricing or renewing cover.","Will a claim affect my premium?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"20e43d1e-1f7f-480d-967b-8b1c6db2440f\", \"id\": \"177530471126890\"}-->",{"_uid":1799,"answer":1800,"question":1807,"component":870,"_editable":1808},"4fd0fff9-763c-4f2c-be1b-191b4870d8b9",{"type":839,"content":1801},[1802],{"type":842,"attrs":1803,"content":1804},{"textAlign":787},[1805],{"text":1806,"type":847},"It can still be considered by insurers, even if you were not at fault. The impact depends on the claim circumstances and insurer criteria.","Will a non-fault claim affect my insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4fd0fff9-763c-4f2c-be1b-191b4870d8b9\", \"id\": \"177530471126890\"}-->",{"_uid":1810,"answer":1811,"question":1818,"component":870,"_editable":1819},"3c35636f-decc-47d7-9e19-2e4503b3d320",{"type":839,"content":1812},[1813],{"type":842,"attrs":1814,"content":1815},{"textAlign":787},[1816],{"text":1817,"type":847},"An excess may apply depending on the claim type and policy terms. Your schedule should show compulsory and voluntary excesses.","Do I have to pay an excess?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"3c35636f-decc-47d7-9e19-2e4503b3d320\", \"id\": \"177530471126890\"}-->",{"_uid":1821,"answer":1822,"question":1829,"component":870,"_editable":1830},"c7b676df-6631-44dc-9440-ad682db56fcf",{"type":839,"content":1823},[1824],{"type":842,"attrs":1825,"content":1826},{"textAlign":787},[1827],{"text":1828,"type":847},"Compulsory excess is set by the insurer. Voluntary excess is an amount you may choose to add, often to influence premium, but it increases what you may pay after a claim.","What is the difference between compulsory and voluntary excess?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"c7b676df-6631-44dc-9440-ad682db56fcf\", \"id\": \"177530471126890\"}-->",{"_uid":1832,"answer":1833,"question":1840,"component":870,"_editable":1841},"495e071e-914d-41c3-a2a8-981ae612f41c",{"type":839,"content":1834},[1835],{"type":842,"attrs":1836,"content":1837},{"textAlign":787},[1838],{"text":1839,"type":847},"Protected no-claims options may be available on some policies, subject to eligibility and insurer terms.","Can I protect my no-claims bonus?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"495e071e-914d-41c3-a2a8-981ae612f41c\", \"id\": \"177530471126890\"}-->",{"_uid":1843,"answer":1844,"question":1851,"component":870,"_editable":1852},"06733aad-58bf-422c-ad4c-4b828b817c54",{"type":839,"content":1845},[1846],{"type":842,"attrs":1847,"content":1848},{"textAlign":787},[1849],{"text":1850,"type":847},"Some policies or add-ons may help in uninsured driver situations, but you should check the policy wording and claims process.","What if another driver is uninsured?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"06733aad-58bf-422c-ad4c-4b828b817c54\", \"id\": \"177530471126890\"}-->",{"_uid":1854,"answer":1855,"question":1862,"component":870,"_editable":1863},"18f5f7c9-ed03-4d2a-b706-81d60a5623b9",{"type":839,"content":1856},[1857],{"type":842,"attrs":1858,"content":1859},{"textAlign":787},[1860],{"text":1861,"type":847},"This depends on whether your vehicle is roadworthy, whether a suitable replacement vehicle is available, and the terms of your policy.","Can I keep teaching while my claim is being handled?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"18f5f7c9-ed03-4d2a-b706-81d60a5623b9\", \"id\": \"177530471126890\"}-->","Claims & Accidents","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"f7d9e319-3b79-4763-a920-fd870da507f8\", \"id\": \"177530471126890\"}-->",{"_uid":1867,"items":1868,"component":971,"title_color":203,"section_title":1979,"_editable":1980},"28629d4e-63fb-473c-b368-bde0a09d3c38",[1869,1880,1891,1902,1913,1924,1935,1946,1957,1968],{"_uid":1870,"answer":1871,"question":1878,"component":870,"_editable":1879},"4f5fab31-1d4d-4090-8618-ca9a739ec348",{"type":839,"content":1872},[1873],{"type":842,"attrs":1874,"content":1875},{"textAlign":787},[1876],{"text":1877,"type":847},"Breakdown cover may be included or optional depending on the policy. Check your quote and documents before relying on it.","Is breakdown cover included?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4f5fab31-1d4d-4090-8618-ca9a739ec348\", \"id\": \"177530471126890\"}-->",{"_uid":1881,"answer":1882,"question":1889,"component":870,"_editable":1890},"bed7a282-e04c-4f91-aaa7-e29cfd9adfff",{"type":839,"content":1883},[1884],{"type":842,"attrs":1885,"content":1886},{"textAlign":787},[1887],{"text":1888,"type":847},"Replacement dual-control vehicle options may be available, subject to policy terms, availability, claim type and insurer rules.","Can I get a replacement dual-control car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"bed7a282-e04c-4f91-aaa7-e29cfd9adfff\", \"id\": \"177530471126890\"}-->",{"_uid":1892,"answer":1893,"question":1900,"component":870,"_editable":1901},"8e5cdd8c-9bf8-458d-b586-cce0f1aa0f25",{"type":839,"content":1894},[1895],{"type":842,"attrs":1896,"content":1897},{"textAlign":787},[1898],{"text":1899,"type":847},"Not necessarily. A standard courtesy car may not be suitable for teaching. If you need to keep working, check whether the policy provides a dual-control replacement option.","Is a courtesy car the same as a dual-control replacement car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8e5cdd8c-9bf8-458d-b586-cce0f1aa0f25\", \"id\": \"177530471126890\"}-->",{"_uid":1903,"answer":1904,"question":1911,"component":870,"_editable":1912},"991822fe-946f-4336-bcf7-c8afd8a1a0c1",{"type":839,"content":1905},[1906],{"type":842,"attrs":1907,"content":1908},{"textAlign":787},[1909],{"text":1910,"type":847},"Timescales vary depending on the claim, availability, location, vehicle type and policy terms. Avoid promising a fixed timescale unless the insurer explicitly confirms it.","How quickly can I get a replacement car?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"991822fe-946f-4336-bcf7-c8afd8a1a0c1\", \"id\": \"177530471126890\"}-->",{"_uid":1914,"answer":1915,"question":1922,"component":870,"_editable":1923},"2d34043b-42a8-4c69-93cb-a1bc1ec1f585",{"type":839,"content":1916},[1917],{"type":842,"attrs":1918,"content":1919},{"textAlign":787},[1920],{"text":1921,"type":847},"Not always. Eligibility can depend on whether the claim is covered, whether the vehicle is repairable, fault status, availability and policy wording.","Does replacement vehicle cover apply after any accident?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"2d34043b-42a8-4c69-93cb-a1bc1ec1f585\", \"id\": \"177530471126890\"}-->",{"_uid":1925,"answer":1926,"question":1933,"component":870,"_editable":1934},"14e055d2-af83-4635-b5d5-ae3fd1471fb1",{"type":839,"content":1927},[1928],{"type":842,"attrs":1929,"content":1930},{"textAlign":787},[1931],{"text":1932,"type":847},"This depends on the replacement vehicle, policy terms and test requirements. Confirm before using it for a pupil’s test.","Can I use a replacement car for driving tests?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"14e055d2-af83-4635-b5d5-ae3fd1471fb1\", \"id\": \"177530471126890\"}-->",{"_uid":1936,"answer":1937,"question":1944,"component":870,"_editable":1945},"98628a3f-9475-4ca8-97e6-1585313f3cc7",{"type":839,"content":1938},[1939],{"type":842,"attrs":1940,"content":1941},{"textAlign":787},[1942],{"text":1943,"type":847},"Home start or at-home breakdown may be included or optional depending on the product.","Does breakdown cover apply at home?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"98628a3f-9475-4ca8-97e6-1585313f3cc7\", \"id\": \"177530471126890\"}-->",{"_uid":1947,"answer":1948,"question":1955,"component":870,"_editable":1956},"164a1bed-69b7-462b-8f62-0c0b95b423bb",{"type":839,"content":1949},[1950],{"type":842,"attrs":1951,"content":1952},{"textAlign":787},[1953],{"text":1954,"type":847},"Yes, breakdown cover applies between lessons.","Does breakdown cover apply between lessons?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"164a1bed-69b7-462b-8f62-0c0b95b423bb\", \"id\": \"177530471126890\"}-->",{"_uid":1958,"answer":1959,"question":1966,"component":870,"_editable":1967},"362a3792-d28c-4aa6-9c49-13a20406fa40",{"type":839,"content":1960},[1961],{"type":842,"attrs":1962,"content":1963},{"textAlign":787},[1964],{"text":1965,"type":847},"Some breakdown products include onward travel or recovery benefits, but levels vary.","Can I get onward travel or recovery?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"362a3792-d28c-4aa6-9c49-13a20406fa40\", \"id\": \"177530471126890\"}-->",{"_uid":1969,"answer":1970,"question":1977,"component":870,"_editable":1978},"3091a239-684f-4688-9ff9-464f185b3ac8",{"type":839,"content":1971},[1972],{"type":842,"attrs":1973,"content":1974},{"textAlign":787},[1975],{"text":1976,"type":847},"The insurer will handle the claim according to the policy terms, vehicle value, excess and cover level. Replacement vehicle support may depend on the policy.","What happens if my car is written off?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"3091a239-684f-4688-9ff9-464f185b3ac8\", \"id\": \"177530471126890\"}-->","Breakdown & Replacement Vehicles","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"28629d4e-63fb-473c-b368-bde0a09d3c38\", \"id\": \"177530471126890\"}-->",{"_uid":1982,"items":1983,"component":971,"title_color":203,"section_title":2094,"_editable":2095},"6e61b150-5f77-46ae-a9a5-0d070bdbd9c0",[1984,1995,2006,2017,2028,2039,2050,2061,2072,2083],{"_uid":1985,"answer":1986,"question":1993,"component":870,"_editable":1994},"39f1eb46-3267-4de6-9f41-ef27adac4154",{"type":839,"content":1987},[1988],{"type":842,"attrs":1989,"content":1990},{"textAlign":787},[1991],{"text":1992,"type":847},"Payment by instalments may be available, subject to provider terms, finance checks and eligibility.","Can I spread the cost of my policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"39f1eb46-3267-4de6-9f41-ef27adac4154\", \"id\": \"177530471126890\"}-->",{"_uid":1996,"answer":1997,"question":2004,"component":870,"_editable":2005},"8d6cb43f-5d16-4028-b360-0ddd8721e2d5",{"type":839,"content":1998},[1999],{"type":842,"attrs":2000,"content":2001},{"textAlign":787},[2002],{"text":2003,"type":847},"Cancellation may be possible, but fees, refunds and finance arrangements depend on the terms of your policy and payment agreement.","Can I cancel my policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8d6cb43f-5d16-4028-b360-0ddd8721e2d5\", \"id\": \"177530471126890\"}-->",{"_uid":2007,"answer":2008,"question":2015,"component":870,"_editable":2016},"77263ecc-574b-4b7f-91f7-5595297c81ea",{"type":839,"content":2009},[2010],{"type":842,"attrs":2011,"content":2012},{"textAlign":787},[2013],{"text":2014,"type":847},"You can request a vehicle change, but the insurer must accept the new vehicle before cover applies.","Can I change my vehicle during the policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"77263ecc-574b-4b7f-91f7-5595297c81ea\", \"id\": \"177530471126890\"}-->",{"_uid":2018,"answer":2019,"question":2026,"component":870,"_editable":2027},"009dac46-74ea-4819-9794-450c9af97f8b",{"type":839,"content":2020},[2021],{"type":842,"attrs":2022,"content":2023},{"textAlign":787},[2024],{"text":2025,"type":847},"You should tell your broker or insurer immediately when your licence status changes. Your policy may need to be amended or replaced.","Can I change from PDI to ADI mid-policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"009dac46-74ea-4819-9794-450c9af97f8b\", \"id\": \"177530471126890\"}-->",{"_uid":2029,"answer":2030,"question":2037,"component":870,"_editable":2038},"4656c29a-201f-4db3-96cc-b71d665c53a8",{"type":839,"content":2031},[2032],{"type":842,"attrs":2033,"content":2034},{"textAlign":787},[2035],{"text":2036,"type":847},"You should disclose changes to your teaching activity, mileage, working pattern or business use so the insurer can confirm whether cover still applies.","Can I add business use or change my teaching hours?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"4656c29a-201f-4db3-96cc-b71d665c53a8\", \"id\": \"177530471126890\"}-->",{"_uid":2040,"answer":2041,"question":2048,"component":870,"_editable":2049},"b5e5151e-aea8-466c-8213-fd54adbae89d",{"type":839,"content":2042},[2043],{"type":842,"attrs":2044,"content":2045},{"textAlign":787},[2046],{"text":2047,"type":847},"Your renewal terms may be based on updated insurer criteria, your claims history, vehicle, licence status and any changes to your circumstances.","What happens at renewal?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"b5e5151e-aea8-466c-8213-fd54adbae89d\", \"id\": \"177530471126890\"}-->",{"_uid":2051,"answer":2052,"question":2059,"component":870,"_editable":2060},"6f6d3c71-4334-47b3-9572-08d700446b88",{"type":839,"content":2053},[2054],{"type":842,"attrs":2055,"content":2056},{"textAlign":787},[2057],{"text":2058,"type":847},"Renewal prices can change and should not be assumed to remain the same.","Will my renewal price stay the same?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"6f6d3c71-4334-47b3-9572-08d700446b88\", \"id\": \"177530471126890\"}-->",{"_uid":2062,"answer":2063,"question":2070,"component":870,"_editable":2071},"8003216a-5a42-4a5e-92c5-afde5c5083f5",{"type":839,"content":2064},[2065],{"type":842,"attrs":2066,"content":2067},{"textAlign":787},[2068],{"text":2069,"type":847},"Yes. Renewal is a good time to check whether optional extras, excess levels and cover limits still suit your business.","Do I need to review optional extras at renewal?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"8003216a-5a42-4a5e-92c5-afde5c5083f5\", \"id\": \"177530471126890\"}-->",{"_uid":2073,"answer":2074,"question":2081,"component":870,"_editable":2082},"6a67884a-bb6a-4877-a58d-d0089147c62d",{"type":839,"content":2075},[2076],{"type":842,"attrs":2077,"content":2078},{"textAlign":787},[2079],{"text":2080,"type":847},"Missed payments can affect your cover and finance agreement. Contact the provider as soon as possible if you are having difficulty.","What if I miss a payment?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"6a67884a-bb6a-4877-a58d-d0089147c62d\", \"id\": \"177530471126890\"}-->",{"_uid":2084,"answer":2085,"question":2092,"component":870,"_editable":2093},"d921bb56-965b-4632-9ecb-fe09da4491a2",{"type":839,"content":2086},[2087],{"type":842,"attrs":2088,"content":2089},{"textAlign":787},[2090],{"text":2091,"type":847},"Policies are not automatically transferable. Any change of policyholder, driver or business structure must be agreed by the insurer.","Can I transfer my policy to another instructor?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"d921bb56-965b-4632-9ecb-fe09da4491a2\", \"id\": \"177530471126890\"}-->","Payments, Renewals & Policy Changes","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"6e61b150-5f77-46ae-a9a5-0d070bdbd9c0\", \"id\": \"177530471126890\"}-->",{"_uid":2097,"items":2098,"component":971,"title_color":203,"section_title":2225,"_editable":2226},"1ba07571-9994-4f1b-b090-8f394ccad819",[2099,2110,2121,2132,2143,2159,2181,2192,2203,2214],{"_uid":2100,"answer":2101,"question":2108,"component":870,"_editable":2109},"0f2bcaee-f58d-4db7-a0ed-66c7524a06a3",{"type":839,"content":2102},[2103],{"type":842,"attrs":2104,"content":2105},{"textAlign":787},[2106],{"text":2107,"type":847},"BG Insurance may run promotions from time to time. Eligibility, dates, policy type and terms should always be checked before relying on an offer.","Do you offer promotions for driving instructors?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"0f2bcaee-f58d-4db7-a0ed-66c7524a06a3\", \"id\": \"177530471126890\"}-->",{"_uid":2111,"answer":2112,"question":2119,"component":870,"_editable":2120},"456324e1-6d3c-4ad1-84ec-e139cd238415",{"type":839,"content":2113},[2114],{"type":842,"attrs":2115,"content":2116},{"textAlign":787},[2117],{"text":2118,"type":847},"Where available, the promotion can provide up to £250 excess protection after an eligible accident claim, subject to the terms of the offer and policy.","What is the £250 Excess Protect promotion?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"456324e1-6d3c-4ad1-84ec-e139cd238415\", \"id\": \"177530471126890\"}-->",{"_uid":2122,"answer":2123,"question":2130,"component":870,"_editable":2131},"637b1d0d-061b-4773-9d18-a56386a811dc",{"type":839,"content":2124},[2125],{"type":842,"attrs":2126,"content":2127},{"textAlign":787},[2128],{"text":2129,"type":847},"No. Exclusions include windscreen, misfuelling, breakdowns and non-accident claims, and the claim and excess must both be over £250.","Does £250 Excess Protect cover every claim?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"637b1d0d-061b-4773-9d18-a56386a811dc\", \"id\": \"177530471126890\"}-->",{"_uid":2133,"answer":2134,"question":2141,"component":870,"_editable":2142},"204b9e7b-b552-4eea-9f29-443fac632078",{"type":839,"content":2135},[2136],{"type":842,"attrs":2137,"content":2138},{"textAlign":787},[2139],{"text":2140,"type":847},"If the XS250 promotion is active, customers may need to use the relevant promo code and meet the eligibility terms.","Do I need a promo code for Excess Protect?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"204b9e7b-b552-4eea-9f29-443fac632078\", \"id\": \"177530471126890\"}-->",{"_uid":2144,"answer":2145,"question":2157,"component":870,"_editable":2158},"3376f357-63b4-4d21-8a3d-498171cbb0ea",{"type":839,"content":2146},[2147],{"type":842,"attrs":2148,"content":2149},{"textAlign":787},[2150,2152],{"text":2151,"type":847},"BG Insurance offers a pupil referral scheme through our partnership with Collingwood . For more information visit our dedicated page ",{"text":720,"type":847,"marks":2153},[2154],{"type":2155,"attrs":2156},"textStyle",{"color":848},"Can I get referral rewards through pupils?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"3376f357-63b4-4d21-8a3d-498171cbb0ea\", \"id\": \"177530471126890\"}-->",{"_uid":2160,"answer":2161,"question":2179,"component":870,"_editable":2180},"9c98c4c2-dd15-4a28-9ce1-3a459049d705",{"type":839,"content":2162},[2163],{"type":842,"attrs":2164,"content":2165},{"textAlign":787},[2166,2168],{"text":2167,"type":847},"Where available, an instructor may be able to benefit from selected partner offers when pupils take out eligible products. The exact process and terms should be confirmed before promotion. For more information visit our dedicated promotions page to ",{"text":2169,"type":847,"marks":2170},"refer your learners",[2171,2177],{"type":2172,"attrs":2173},"link",{"href":110,"uuid":2174,"anchor":787,"target":2175,"linktype":2176},"f74be9a4-c87b-4e47-b921-68314030b78f","_self","story",{"type":2155,"attrs":2178},{"color":848},"How do pupil referral rewards work?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9c98c4c2-dd15-4a28-9ce1-3a459049d705\", \"id\": \"177530471126890\"}-->",{"_uid":2182,"answer":2183,"question":2190,"component":870,"_editable":2191},"b1626419-c90c-4b32-8850-36a4b58b9a49",{"type":839,"content":2184},[2185],{"type":842,"attrs":2186,"content":2187},{"textAlign":787},[2188],{"text":2189,"type":847},"Partner offers should be presented separately unless they are formally included in the policy documentation.","Are partner offers part of the insurance policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"b1626419-c90c-4b32-8850-36a4b58b9a49\", \"id\": \"177530471126890\"}-->",{"_uid":2193,"answer":2194,"question":2201,"component":870,"_editable":2202},"7f64e8ca-7d2a-45fd-9074-4ffbdbce4633",{"type":839,"content":2195},[2196],{"type":842,"attrs":2197,"content":2198},{"textAlign":787},[2199],{"text":2200,"type":847},"Some promotions may not be combinable. Customers should check the terms of each offer.","Can promotions be combined?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"7f64e8ca-7d2a-45fd-9074-4ffbdbce4633\", \"id\": \"177530471126890\"}-->",{"_uid":2204,"answer":2205,"question":2212,"component":870,"_editable":2213},"87ec9a4e-5aac-42a3-a221-f54300fd0837",{"type":839,"content":2206},[2207],{"type":842,"attrs":2208,"content":2209},{"textAlign":787},[2210],{"text":2211,"type":847},"This depends on the promotion terms. Some offers may be for new policies only, while others may apply more widely.","Can existing customers use new promotions?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"87ec9a4e-5aac-42a3-a221-f54300fd0837\", \"id\": \"177530471126890\"}-->",{"_uid":2215,"answer":2216,"question":2223,"component":870,"_editable":2224},"57426849-e10d-4d54-82f5-d84017d94e5b",{"type":839,"content":2217},[2218],{"type":842,"attrs":2219,"content":2220},{"textAlign":787},[2221],{"text":2222,"type":847},"Yes. If you are responding to a promotion, mention the code or offer when requesting your quote.","Should I mention promotions in my quote form?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"57426849-e10d-4d54-82f5-d84017d94e5b\", \"id\": \"177530471126890\"}-->","Promotions & Referral Rewards","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"1ba07571-9994-4f1b-b090-8f394ccad819\", \"id\": \"177530471126890\"}-->",{"_uid":2228,"items":2229,"component":971,"title_color":203,"section_title":2340,"_editable":2341},"88ebc2f9-61fd-4a14-877c-86ed4206520c",[2230,2241,2252,2263,2274,2285,2296,2307,2318,2329],{"_uid":2231,"answer":2232,"question":2239,"component":870,"_editable":2240},"71a1f297-bf91-42b3-91c1-1a755b7c2192",{"type":839,"content":2233},[2234],{"type":842,"attrs":2235,"content":2236},{"textAlign":787},[2237],{"text":2238,"type":847},"You will be asked for driving licence details, ADI\u002FPDI status, vehicle details, claims history, proof of no claims, training licence information or other documents required by the insurer.","What documents might I need?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"71a1f297-bf91-42b3-91c1-1a755b7c2192\", \"id\": \"177530471126890\"}-->",{"_uid":2242,"answer":2243,"question":2250,"component":870,"_editable":2251},"d36ad69e-11a2-4aec-87db-7318593a84e8",{"type":839,"content":2244},[2245],{"type":842,"attrs":2246,"content":2247},{"textAlign":787},[2248],{"text":2249,"type":847},"Fully qualified instructors should follow DVSA requirements for ADI registration. GOV.UK provides guidance on the ADI register, responsibilities and qualification process.","Do I need to be on the ADI register?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"d36ad69e-11a2-4aec-87db-7318593a84e8\", \"id\": \"177530471126890\"}-->",{"_uid":2253,"answer":2254,"question":2261,"component":870,"_editable":2262},"29080fdb-3673-4101-be82-616351fdad1f",{"type":839,"content":2255},[2256],{"type":842,"attrs":2257,"content":2258},{"textAlign":787},[2259],{"text":2260,"type":847},"An ADI is a fully qualified Approved Driving Instructor. A PDI is a trainee or potential instructor working towards full qualification, usually under a trainee licence.","What is the difference between an ADI and a PDI?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"29080fdb-3673-4101-be82-616351fdad1f\", \"id\": \"177530471126890\"}-->",{"_uid":2264,"answer":2265,"question":2272,"component":870,"_editable":2273},"1264a2f0-4ea9-4073-aecc-0baeab5ac449",{"type":839,"content":2266},[2267],{"type":842,"attrs":2268,"content":2269},{"textAlign":787},[2270],{"text":2271,"type":847},"Some insurers may consider drivers with convictions, depending on the offence, dates, vehicle, usage and overall risk. You must disclose convictions accurately.","Can I get cover if I have motoring convictions?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1264a2f0-4ea9-4073-aecc-0baeab5ac449\", \"id\": \"177530471126890\"}-->",{"_uid":2275,"answer":2276,"question":2283,"component":870,"_editable":2284},"208e996b-06d2-4fc5-8a95-eae7028bb261",{"type":839,"content":2277},[2278],{"type":842,"attrs":2279,"content":2280},{"textAlign":787},[2281],{"text":2282,"type":847},"Previous claims do not automatically prevent cover, but they can affect insurer choice, price, excess and terms.","Can I get cover if I have previous claims?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"208e996b-06d2-4fc5-8a95-eae7028bb261\", \"id\": \"177530471126890\"}-->",{"_uid":2286,"answer":2287,"question":2294,"component":870,"_editable":2295},"cc09323c-360d-4ebe-908f-e0c6ad736f72",{"type":839,"content":2288},[2289],{"type":842,"attrs":2290,"content":2291},{"textAlign":787},[2292],{"text":2293,"type":847},"Age can affect insurer appetite and price. Availability depends on the driver, vehicle and policy requirements.","Can younger instructors get cover?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"cc09323c-360d-4ebe-908f-e0c6ad736f72\", \"id\": \"177530471126890\"}-->",{"_uid":2297,"answer":2298,"question":2305,"component":870,"_editable":2306},"e4a2a9b5-9c60-4a75-906c-63de473ba832",{"type":839,"content":2299},[2300],{"type":842,"attrs":2301,"content":2302},{"textAlign":787},[2303],{"text":2304,"type":847},"Yes. Dual controls and other modifications should be declared before cover is arranged or changed.","Do I need to declare modifications?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e4a2a9b5-9c60-4a75-906c-63de473ba832\", \"id\": \"177530471126890\"}-->",{"_uid":2308,"answer":2309,"question":2316,"component":870,"_editable":2317},"a05ebfc1-992b-470c-8b16-3eea69e2db38",{"type":839,"content":2310},[2311],{"type":842,"attrs":2312,"content":2313},{"textAlign":787},[2314],{"text":2315,"type":847},"You should disclose vehicle signage, wraps or business branding if requested or if it changes the vehicle from the information already provided.","Do I need to declare vehicle signage or branding?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"a05ebfc1-992b-470c-8b16-3eea69e2db38\", \"id\": \"177530471126890\"}-->",{"_uid":2319,"answer":2320,"question":2327,"component":870,"_editable":2328},"26a2fbb4-dba6-43de-b3b2-f3caae098e2f",{"type":839,"content":2321},[2322],{"type":842,"attrs":2323,"content":2324},{"textAlign":787},[2325],{"text":2326,"type":847},"This may be possible, but each vehicle and driver arrangement must be accepted by the insurer.","Can I teach in more than one vehicle?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"26a2fbb4-dba6-43de-b3b2-f3caae098e2f\", \"id\": \"177530471126890\"}-->",{"_uid":2330,"answer":2331,"question":2338,"component":870,"_editable":2339},"1f8e9adc-deb7-424d-acdc-e724ebeec84d",{"type":839,"content":2332},[2333],{"type":842,"attrs":2334,"content":2335},{"textAlign":787},[2336],{"text":2337,"type":847},"Rules and insurance arrangements may differ in Northern Ireland, so this should be checked separately. GOV.UK notes that trainee licence rules and processes differ in Northern Ireland.","Can I teach in Northern Ireland?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"1f8e9adc-deb7-424d-acdc-e724ebeec84d\", \"id\": \"177530471126890\"}-->","Eligibility, Documents & Licence Status","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"88ebc2f9-61fd-4a14-877c-86ed4206520c\", \"id\": \"177530471126890\"}-->",{"_uid":2343,"items":2344,"component":971,"title_color":203,"section_title":2497,"_editable":2498},"ddf2f0bc-4fcb-4a03-a82f-55d6946a51d8",[2345,2364,2393,2414,2433,2444,2465,2486],{"_uid":2346,"answer":2347,"question":2362,"component":870,"_editable":2363},"9a321415-701b-4df4-babe-662551b23171",{"type":839,"content":2348},[2349],{"type":842,"attrs":2350,"content":2351},{"textAlign":787},[2352,2354],{"text":2353,"type":847},"You can contact BG Insurance online, by email or by phone. Use the dedicated department contact details so your enquiry reaches the right team. For more information visit our ",{"text":2355,"type":847,"marks":2356},"Contact Page",[2357,2360],{"type":2172,"attrs":2358},{"href":182,"uuid":2359,"anchor":787,"target":2175,"linktype":2176},"986d2ae8-4361-408e-a32b-0d414b68658e",{"type":2155,"attrs":2361},{"color":848},"How can I contact BG Insurance?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9a321415-701b-4df4-babe-662551b23171\", \"id\": \"177530471126890\"}-->",{"_uid":2365,"answer":2366,"question":2391,"component":870,"_editable":2392},"fd8168e6-407f-4046-bbc3-1cf2f4f6f6c1",{"type":839,"content":2367},[2368,2373,2378],{"type":842,"attrs":2369,"content":2370},{"textAlign":787},[2371],{"text":2372,"type":847},"For a driving instructor insurance quote, use the dedicated quote line or complete the online quote form.",{"type":842,"attrs":2374,"content":2375},{"textAlign":787},[2376],{"text":2377,"type":847},"Call: 01892 501 852",{"type":842,"attrs":2379,"content":2380},{"textAlign":787},[2381,2383],{"text":2382,"type":847},"Online Quote Form: ",{"text":2384,"type":847,"marks":2385},"Click Here",[2386,2389],{"type":2172,"attrs":2387},{"href":197,"uuid":2388,"anchor":787,"target":2175,"linktype":2176},"aa66a220-2010-4dd1-90eb-f9645b72bc83",{"type":2155,"attrs":2390},{"color":848},"Who should I call for a driving instructor insurance quote?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"fd8168e6-407f-4046-bbc3-1cf2f4f6f6c1\", \"id\": \"177530471126890\"}-->",{"_uid":2394,"answer":2395,"question":2412,"component":870,"_editable":2413},"9323304b-e650-4303-a45d-b8de4ee7c5fb",{"type":839,"content":2396},[2397,2402,2407],{"type":842,"attrs":2398,"content":2399},{"textAlign":787},[2400],{"text":2401,"type":847},"Existing customers should contact the customer service team via email or phone with their policy details.",{"type":842,"attrs":2403,"content":2404},{"textAlign":787},[2405],{"text":2406,"type":847},"Phone: 01892 501 856",{"type":842,"attrs":2408,"content":2409},{"textAlign":787},[2410],{"text":2411,"type":847},"Email: customerservice@bginsurance.co.uk","Who should I contact about an existing policy?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"9323304b-e650-4303-a45d-b8de4ee7c5fb\", \"id\": \"177530471126890\"}-->",{"_uid":2415,"answer":2416,"question":2431,"component":870,"_editable":2432},"50a3c9d0-e5d0-4e24-8dd3-dbc29bbd384d",{"type":839,"content":2417},[2418],{"type":842,"attrs":2419,"content":2420},{"textAlign":787},[2421,2423],{"text":2422,"type":847},"You should contact our 24\u002F7 dedicated claims line as soon as possible on 01892 507 555. For more information visit our ",{"text":2424,"type":847,"marks":2425},"dedicated claims page",[2426,2429],{"type":2172,"attrs":2427},{"href":164,"uuid":2428,"anchor":787,"target":2175,"linktype":2176},"bdfb5af7-3db9-49bb-9dff-95972708456a",{"type":2155,"attrs":2430},{"color":848},"Who should I contact about a claim?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"50a3c9d0-e5d0-4e24-8dd3-dbc29bbd384d\", \"id\": \"177530471126890\"}-->",{"_uid":2434,"answer":2435,"question":2442,"component":870,"_editable":2443},"e0598560-b49d-4d9b-8749-86274e55b999",{"type":839,"content":2436},[2437],{"type":842,"attrs":2438,"content":2439},{"textAlign":787},[2440],{"text":2441,"type":847},"Yes, all of our contact methods ensure you are routed to the relevant uk based expert. This ensures you get the support you need and when you need it.","Can I speak to a real person?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"e0598560-b49d-4d9b-8749-86274e55b999\", \"id\": \"177530471126890\"}-->",{"_uid":2445,"answer":2446,"question":2463,"component":870,"_editable":2464},"f6504ada-d86b-44bd-b369-0f04e297af7e",{"type":839,"content":2447},[2448,2453,2458],{"type":842,"attrs":2449,"content":2450},{"textAlign":787},[2451],{"text":2452,"type":847},"Monday to Friday 09:00–17:30, ",{"type":842,"attrs":2454,"content":2455},{"textAlign":787},[2456],{"text":2457,"type":847},"Saturday 10:00–14:00, ",{"type":842,"attrs":2459,"content":2460},{"textAlign":787},[2461],{"text":2462,"type":847},"Sunday and bank holidays closed.","What are your opening hours?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f6504ada-d86b-44bd-b369-0f04e297af7e\", \"id\": \"177530471126890\"}-->",{"_uid":2466,"answer":2467,"question":2484,"component":870,"_editable":2485},"f052397f-1950-4569-b912-c563472f1624",{"type":839,"content":2468},[2469],{"type":842,"attrs":2470,"content":2471},{"textAlign":787},[2472,2474,2476,2478,2479,2481,2482],{"text":2473,"type":847},"Unit 5\u002F6 Citygate, ",{"type":2475},"hard_break",{"text":2477,"type":847},"Blantyre Street, ",{"type":2475},{"text":2480,"type":847},"Manchester,",{"type":2475},{"text":2483,"type":847},"M15 4JJ","Where is BG Insurance based?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"f052397f-1950-4569-b912-c563472f1624\", \"id\": \"177530471126890\"}-->",{"_uid":2487,"answer":2488,"question":2495,"component":870,"_editable":2496},"2a8c66aa-fd13-4a98-8cf0-eaa2b0d1996f",{"type":839,"content":2489},[2490],{"type":842,"attrs":2491,"content":2492},{"textAlign":787},[2493],{"text":2494,"type":847},"BG Insurance is associated with Barry Grainger Limited, FCA reference 305659, authorised and regulated by the Financial Conduct Authority.","Is BG Insurance regulated?","\u003C!--#storyblok#{\"name\": \"faq_section_item\", \"space\": \"292456344717399\", \"uid\": \"2a8c66aa-fd13-4a98-8cf0-eaa2b0d1996f\", \"id\": \"177530471126890\"}-->","Contact & Support","\u003C!--#storyblok#{\"name\": \"faq_section_group\", \"space\": \"292456344717399\", \"uid\": \"ddf2f0bc-4fcb-4a03-a82f-55d6946a51d8\", \"id\": \"177530471126890\"}-->","faq_section","#374151","Jump to section","\u003C!--#storyblok#{\"name\": \"faq_section\", \"space\": \"292456344717399\", \"uid\": \"2d31960a-ebae-4baf-8425-b1306ae113a4\", \"id\": \"177530471126890\"}-->",{"_uid":2504,"body":20,"pad_b":20,"pad_t":20,"heading":20,"bg_color":848,"cta_href":197,"headline":2505,"component":2506,"cta_label":2507,"subheading":20,"subheadline":2508,"_editable":2515},"4314a3ca-87d7-47ed-955b-777d6d9ff990","Ready to secure your business?","cta_banner","Start your quote",{"type":839,"content":2509},[2510],{"type":842,"attrs":2511,"content":2512},{"textAlign":787},[2513],{"text":2514,"type":847},"Join over 9,000 driving instructors who trust us for specialist protection and peace of mind on every lesson.","\u003C!--#storyblok#{\"name\": \"cta_banner\", \"space\": \"292456344717399\", \"uid\": \"4314a3ca-87d7-47ed-955b-777d6d9ff990\", \"id\": \"177530471126890\"}-->",{"id":2517,"alt":2518,"name":20,"focus":20,"title":20,"source":20,"filename":2519,"copyright":20,"fieldtype":22,"meta_data":2520,"is_external_url":24},179236833900576,"driving instructor holding a clipboard standing next to his car at a test centre","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F292456344717399\u002F800x620\u002Fe18fd1683f\u002Fdriving-instructor-at-test-centre.png",{"alt":2518,"title":20,"source":20,"copyright":20},"page","Driving Instructor Insurance FAQs | BG Insurance",[],"Got questions about driving instructor insurance? Find clear answers on ADI and PDI cover, dual-control vehicles, claims, renewals, and add-ons with BG Insurance.","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"292456344717399\", \"uid\": \"13fb5336-5da3-46bb-98f9-d680d8af2747\", \"id\": \"177530471126890\"}-->","faq",-60,[],"578b637c-a9f1-4a78-a3a1-6bfb4a29acb2","2026-05-17T15:38:27.265Z",[],[],[],{"cache-control":800,"connection":801,"content-encoding":802,"content-type":803,"date":2535,"etag":2536,"referrer-policy":806,"sb-be-version":807,"server":808,"transfer-encoding":809,"vary":810,"via":2537,"x-amz-cf-id":2538,"x-amz-cf-pop":813,"x-cache":2539,"x-content-type-options":815,"x-frame-options":816,"x-permitted-cross-domain-policies":126,"x-ratelimit":817,"x-ratelimit-policy":818,"x-request-id":2540,"x-runtime":2541,"x-xss-protection":799},"Tue, 21 Jul 2026 20:14:44 GMT","W\u002F\"0cc819265034dacd56e60046e63a1c94\"","1.1 ee382582165729d6c17bb85a72585506.cloudfront.net (CloudFront)","vuQH8W7fTjUbaC8HWYefofIdt2vh9Gzwx1_6gUgEfwYqSRJhRjEQ3A==","RefreshHit from cloudfront","654fb3ed-4888-4709-b260-e54d653feb77","0.038742"]