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insurance","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F292456344717399\u002F700x432\u002F7ebb577a6b\u002Fget-a-driving-instructor-quote.png",{"alt":1375,"title":20,"source":20,"copyright":20},"Request Your Instructor Quote","step_card","rgba(36,32,33,0.65)","\u003C!--#storyblok#{\"name\": \"step_card\", \"space\": \"292456344717399\", \"uid\": \"1f533e55-7e83-43a8-ac62-f57d125f01b0\", \"id\": \"184240301042648\"}-->",{"_uid":1383,"body":1384,"align":908,"image":1385,"title":1390,"number":928,"component":1379,"body_color":1380,"font_weight":20,"show_shadow":198,"title_color":237,"card_bg_color":196,"container_size":20,"number_bg_color":853,"content_bg_color":1068,"number_text_color":196,"_editable":1391},"2b5e5e3d-13ab-468f-ac5f-fb34a501114e","During the quote process, choose Excess Protection as an optional extra and match the cover limit to your total motor excess.",{"id":1386,"alt":1387,"name":20,"focus":20,"title":20,"source":20,"filename":1388,"copyright":20,"fieldtype":22,"meta_data":1389,"is_external_url":24},179208629272609,"driving instructor insurance expert comparing quotes","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F292456344717399\u002F700x432\u002F07cce38740\u002Fcompare-quotes.png",{"alt":1387,"title":20,"source":20,"copyright":20},"Select Excess Protection","\u003C!--#storyblok#{\"name\": \"step_card\", \"space\": \"292456344717399\", \"uid\": \"2b5e5e3d-13ab-468f-ac5f-fb34a501114e\", \"id\": \"184240301042648\"}-->",{"_uid":1393,"body":1394,"align":908,"image":1395,"title":1400,"number":952,"component":1379,"body_color":1380,"font_weight":20,"show_shadow":198,"title_color":237,"card_bg_color":196,"container_size":20,"number_bg_color":853,"content_bg_color":1068,"number_text_color":196,"_editable":1401},"90518028-5857-48a1-97be-8d1c1c0f0753","Your excess protection is seamlessly integrated into your main motor policy, giving you a single payment structure and renewal date.",{"id":1396,"alt":1397,"name":20,"focus":20,"title":20,"source":20,"filename":1398,"copyright":20,"fieldtype":22,"meta_data":1399,"is_external_url":24},179209303187512,"Happy driving instructor in the car with his pupil after saving money on his insurance","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F292456344717399\u002F700x432\u002F9fa19d16c0\u002Fchoose-and-buy.png",{"alt":1397,"title":20,"source":20,"copyright":20},"Pay One Unified Premium","\u003C!--#storyblok#{\"name\": \"step_card\", \"space\": \"292456344717399\", \"uid\": \"90518028-5857-48a1-97be-8d1c1c0f0753\", \"id\": \"184240301042648\"}-->","stretch","\u003C!--#storyblok#{\"name\": \"grid\", \"space\": \"292456344717399\", \"uid\": \"218f2d46-5acd-4e0b-a5af-3c5a0c8beb6b\", \"id\": 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\"184240301042648\"}-->",{"gap":820,"_uid":1416,"body":1417,"mar_b":20,"mar_l":20,"mar_r":20,"mar_t":20,"pad_b":20,"pad_l":20,"pad_r":20,"pad_t":20,"split":1019,"columns":928,"bg_color":20,"component":1007,"text_color":20,"font_weight":20,"hide_mobile":24,"font_size_px":20,"hide_desktop":198,"container_size":195,"_editable":1424},"1e9c3c07-4c6a-4bb5-bdbe-65f71bd3b036",[1418,1421],{"_uid":1419,"href":197,"icon":995,"size":996,"align":908,"label":1409,"mar_b":20,"mar_l":20,"mar_r":20,"mar_t":20,"pad_b":20,"pad_l":20,"pad_r":20,"pad_t":919,"variant":998,"bg_color":20,"component":999,"text_color":20,"font_weight":20,"hide_mobile":24,"font_size_px":20,"hide_desktop":24,"icon_position":1000,"container_size":20,"_editable":1420},"6171e03e-b345-4ffc-b4f3-278c1c73f14b","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"292456344717399\", \"uid\": \"6171e03e-b345-4ffc-b4f3-278c1c73f14b\", \"id\": \"184240301042648\"}-->",{"_uid":1422,"href":834,"icon":165,"size":996,"align":908,"label":238,"mar_b":20,"mar_l":820,"mar_r":20,"mar_t":20,"pad_b":20,"pad_l":20,"pad_r":20,"pad_t":951,"variant":1004,"bg_color":20,"component":999,"text_color":20,"font_weight":20,"hide_mobile":24,"font_size_px":20,"hide_desktop":24,"icon_position":1000,"container_size":20,"_editable":1423},"cd6d9cc2-8156-4984-80ec-8f8d51dd3474","\u003C!--#storyblok#{\"name\": \"button\", \"space\": \"292456344717399\", \"uid\": \"cd6d9cc2-8156-4984-80ec-8f8d51dd3474\", \"id\": \"184240301042648\"}-->","\u003C!--#storyblok#{\"name\": \"grid\", \"space\": \"292456344717399\", \"uid\": \"1e9c3c07-4c6a-4bb5-bdbe-65f71bd3b036\", \"id\": \"184240301042648\"}-->","How It Works","\u003C!--#storyblok#{\"name\": \"section\", \"space\": \"292456344717399\", \"uid\": \"4eb9a683-7e43-489c-b844-385f6d87fa30\", \"id\": \"184240301042648\"}-->",{"_uid":1428,"body":1429,"name":1459,"mar_b":20,"mar_r":20,"mar_t":20,"pad_b":1035,"pad_t":1035,"bg_color":196,"component":913,"font_weight":20,"container_size":1460,"_editable":1461},"2383dd16-4e90-4824-8797-f6205eab4f04",[1430],{"_uid":1431,"items":1432,"mar_l":20,"mar_r":20,"mar_t":20,"pad_b":20,"pad_l":20,"pad_r":20,"pad_t":20,"title":1454,"subtitle":1455,"component":1456,"first_open":198,"accent_text":94,"font_weight":20,"title_align":908,"title_color":237,"title_level":928,"accent_color":853,"answer_color":1457,"container_size":20,"subtitle_color":1380,"active_bg_color":203,"active_text_color":196,"inactive_bg_color":196,"inactive_text_color":237,"_editable":1458},"929ede42-b6b5-416b-937d-8b0c23830ae8",[1433,1439,1444,1449],{"_uid":1434,"answer":1435,"question":1436,"component":1437,"_editable":1438},"6568622f-ba10-4c9d-a506-0607f8928a8d","No. At BG Insurance, our Excess Protection cover is exclusively designed as an optional add-on to our main driving instructor motor policies. It cannot be purchased as a standalone product.","Can I buy Excess Protection insurance on its own?","faq_item","\u003C!--#storyblok#{\"name\": \"faq_item\", \"space\": \"292456344717399\", \"uid\": \"6568622f-ba10-4c9d-a506-0607f8928a8d\", \"id\": \"184240301042648\"}-->",{"_uid":1440,"answer":1441,"question":1442,"component":1437,"_editable":1443},"633f56d1-b6d2-42e1-8c16-98962ffdde0f","Yes. Unlike Legal Expenses insurance (which pursues a third party for uninsured losses), Excess Protection will reimburse your excess even if you or your pupil are completely at fault for the accident, or if the vehicle is stolen.","Will this cover me if I am at fault for the accident?","\u003C!--#storyblok#{\"name\": \"faq_item\", \"space\": \"292456344717399\", \"uid\": \"633f56d1-b6d2-42e1-8c16-98962ffdde0f\", \"id\": \"184240301042648\"}-->",{"_uid":1445,"answer":1446,"question":1447,"component":1437,"_editable":1448},"d90278fc-3f60-49a9-a66f-3878a32cfeb6","Yes. You must first pay the required excess to your main motor insurer to allow them to proceed with the vehicle repair or total loss settlement. Once that main claim is settled, you then submit your receipt to the Excess Protection team to be fully reimbursed.","Do I have to pay the excess to my motor insurer first?","\u003C!--#storyblok#{\"name\": \"faq_item\", \"space\": \"292456344717399\", \"uid\": \"d90278fc-3f60-49a9-a66f-3878a32cfeb6\", \"id\": \"184240301042648\"}-->",{"_uid":1450,"answer":1451,"question":1452,"component":1437,"_editable":1453},"0eb2fce6-6d6a-4d43-bb42-0508a0f945a8","Yes, you can make up to 2 claims during your policy year.","Can I claim more than once a year?","\u003C!--#storyblok#{\"name\": \"faq_item\", \"space\": \"292456344717399\", \"uid\": \"0eb2fce6-6d6a-4d43-bb42-0508a0f945a8\", \"id\": \"184240301042648\"}-->","FAQs on Driving Instructor","Quick answers to common questions about Excess Protection.","faq","rgba(36,32,33,0.70)","\u003C!--#storyblok#{\"name\": \"faq\", \"space\": \"292456344717399\", \"uid\": \"929ede42-b6b5-416b-937d-8b0c23830ae8\", \"id\": \"184240301042648\"}-->","Common Questions","md","\u003C!--#storyblok#{\"name\": \"section\", \"space\": \"292456344717399\", \"uid\": \"2383dd16-4e90-4824-8797-f6205eab4f04\", \"id\": \"184240301042648\"}-->",{"id":1463,"alt":838,"name":20,"focus":20,"title":20,"source":20,"filename":1464,"copyright":20,"fieldtype":22,"meta_data":1465,"is_external_url":24},187755302829464,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F292456344717399\u002F1920x1080\u002F8d60264be0\u002Fbroken-wing-mirror-excess-claim-1.png",{"alt":838,"title":20,"source":20,"copyright":20},"page","Driving Instructor Excess Protection | BG Insurance",[],"Reclaim your motor policy excess if you need to make a claim. Add Excess Protection cover to your BG Insurance driving instructor policy today.","\u003C!--#storyblok#{\"name\": \"page\", \"space\": \"292456344717399\", \"uid\": \"64ec0c14-832b-4720-8c1a-6170b8cc12c1\", \"id\": \"184240301042648\"}-->","excess-protection","add-ons\u002Fexcess-protection",-30,[],183895836496374,"b0064d87-b55f-4b7c-84b1-353982f1879e","2026-06-08T12:02:07.235Z",[1479],{"id":1480,"name":94,"slug":1471,"published":198,"full_slug":1481,"is_folder":24,"parent_id":1482},188128170216217,"p\u002Fexcess-protection",188104432698017]